Marilyn Ellis, CBR, CHMS, LMS, HAFA
RE/MAX Leading Edge | 781-944-6060 | marilynellis@remax.net


Posted by Marilyn Ellis, CBR, CHMS, LMS, HAFA on 6/15/2017

Saving money is on everyone’s mind, and rightfully so. One of the easiest ways to save money when shopping is by using your phone. There are many apps offered in the App Store and Google Play Store that are amazing at saving you money through discounts, coupons and even money back. All you have to do is download the app and create an account and your on your ways to savings. Check out the apps below: Cartwheel: This is Target’s app. It features deals that are based on items you’ve purchased before or are likely to purchase in the future (based on shopping patterns it learns from using the app). But the best part about this app is the scan feature. While shopping scan all of your items that you put in your shopping cart to find additional offers, saving you even more money. Savings Catcher: This is Wal-Mart’s app. With the Savings Catcher app you scan your Wal-Mart receipts and it then scans for competitor’s prices on items that you purchased. You will receive money back for any item that was priced lower at a competitor’s store. You can turn this money into a gift card at any time and redeem it at your local Wal-Mart. Shopular: Shopular is a very popular shopping app. It has coupons, deals, and sales for almost every store imaginable. They include Express, Famous Footwear, Michaels, Old Navy, Target, Kohl’s, factory stores, and so many more. The best part about this app is that stores actually accept the coupons. Groupon: Groupon is very popular. It offers deals on restaurants, goods, hotels, vacation packages, activities, and much more. Beyond the offers that are offered, Groupon also runs specials where you can receive an additional amount off the already discounted amount. These are perfect times to purchase the Groupon you’ve been holding out on. Now get to downloading and happy saving!




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Posted by Marilyn Ellis, CBR, CHMS, LMS, HAFA on 8/19/2014

When you think of cooling your home you probably think of expensive central air conditioning or even a window air conditioning unit. There are alternatives to air conditioning that help keep your house cool. One alternative is a whole-house fan. A whole-house fan can keep your home cool at a fraction of the cost. A whole-house fan may sound complicated but the design is simple. A fan mounted in the attic pushes hot air out through attic vents while drawing in the cooler, outside air through open doors and windows. Believe it or not a whole-house fan can purge a house of hot air in two to three minutes. Whole-house fans are becoming increasingly more popular. They consume only one tenth of the power as your AC. Even if you have AC, the whole-house fan can work as a pre-chiller before the AC is turned on. Use the fan to bring in cooler night and/or morning air, this often lowers the temperature inside the house by 5 degrees (or more). If you are thinking about a whole-house fan contact your local HVAC installer. They can help you determine the appropriate fan for your home and climate. The average cost for a whole-house fan ranges between $200 and $800.  





Posted by Marilyn Ellis, CBR, CHMS, LMS, HAFA on 1/15/2014

Housing prices are low, rates are low but how can you buy a house when your funds are also low?  How can you save money for a house while prices and rates are still good? Saving for a home can be different than just saving because you have save such a large amount of money and you don't know exactly how much you'll need.  Here are some strategies on how to save up: 1. Start with small goals. Try saving for closing costs or another smaller amount and then add another goal. Break the down payment into 3%, 5%, 10%, and 20% levels, to help make the savings goal more achievable. 2. Try saving a specific amount of money every month. Instead of saying I want to save $6,000 a year it is easier to say I will save $500 a month. Smaller, more achievable milestones are always good motivators to savings. 3. Ask for help. If people ask what to give you a gift for your wedding, birthday etc. ask them to contribute to your home savings plan. Online sites like SmartyPig make it easy to get other people involved in your savings goals. 4. Create a visual goal graphic. Create a vision board or some kind of graphic that represents what you are saving for. It always helps to see what you are saving for and have a constant reminder. Hopefully, you'll be on your way to a new home in no time.