Marilyn Ellis, CBR, CHMS, LMC, PSA
Leading Edge Real Estate | 978-618-8277 | [email protected]


Posted by Marilyn Ellis, CBR, CHMS, LMC, PSA on 5/21/2020

If you're on the lookout for your dream house, it helps to be persistent. In fact, there are many reasons to take a persistent approach to the real estate market, and these include:

1. You can pounce on the opportunity to acquire your ideal residence.

A persistent homebuyer should have no trouble finding lots of homes that match or exceed his or her expectations. Then, this buyer can take the necessary steps to submit an offer on his or her dream house and finalize a home purchase.

As a persistent homebuyer, it is essential to submit a competitive offer on any residence that you want to acquire. By providing a competitive offer, you can increase the likelihood of receiving an immediate "Yes" from a seller.

2. You can stay ahead of the competition.

When it comes to buying the best house at the lowest price, the early bird catches the worm. Thus, a persistent homebuyer may be better equipped than others to find and purchase his or her dream residence as soon as this house becomes available.

To stay ahead of the homebuying competition, it helps to assess the real estate sector closely. This will enable a homebuyer to identify his or her dream house in no time at all.

Furthermore, a homebuyer should create a checklist of dream home wants and must-haves. This list will allow a homebuyer to narrow his or her home search, making it easier than ever before to discover a great house.

3. You can boost the likelihood of a seamless homebuying experience.

No one should be forced to deal with a long, arduous homebuying experience. Fortunately, a persistent homebuyer can act quickly on available houses, ensuring this buyer can accelerate the homebuying journey.

For a persistent homebuyer, it often is a good idea to get extra help from a housing market professional as well. Thankfully, real estate agents are available who can provide comprehensive support to persistent homebuyers in any city or town.

A real estate agent understands the ins and outs of purchasing a house in a buyer's or seller's market and is happy to share his or her industry expertise with a homebuyer. By doing so, a real estate agent can provide valuable insights to help a homebuyer accomplish his or her goals.

In addition, a real estate agent offers plenty of support at each stage of the homebuying journey. He or she will learn about your homebuying aspirations, set up home showings and keep you up to date about new residences that become available. Plus, once you find your dream house, a real estate agent will help you submit a competitive offer right away.

If you want to pursue your dream house, it may be beneficial to take a persistent approach to the housing market. With the aforementioned tips, you can enter the real estate market as a persistent homebuyer who knows exactly what he or she wants to find. Take advantage of these homebuying tips, and you can move closer to acquiring your ideal house.




Categories: Uncategorized  


Posted by Marilyn Ellis, CBR, CHMS, LMC, PSA on 5/14/2020

You want to buy a house, but you know that you need to save as much money as possible for a down payment. Although you've tried to save money in the past, your best efforts have failed to help you collect the funds that you'll need to make a down payment on your dream residence.

Let's face it – saving for a home can be difficult. Fortunately, we're here to offer creative ways to help you get the money that you'll need to make your homeownership dream come true.

Now, let's take a look at three creative ways to save for a down payment on a house.

1. Start a Friendly Competition

Competition often brings out the best in homebuyers. Much in the same vein, you and your friends may be able to compete against one another to see who can save the most money for a down payment on a home.

If you and your friends intend to buy a home together or separately, a friendly competition can make a world of difference in getting the required funds for a down payment. In fact, you can even award the winner of this competition with an "Ultimate Saver" trophy or other fun prizes.

Ultimately, a friendly competition is a great way to have fun with friends and save money for a down payment on a house at the same time. Regardless of who wins the competition, you'll notice that your down payment savings will increase, moving you one step closer to acquiring your ideal residence.

2. Use a Rewards System

Saving for a down payment on a home may seem like a long, arduous process. However, if you build rewards into your day-to-day savings efforts, you can earn incentives as you reach various milestones.

For instance, you may want to reward yourself with a special dinner every time that you reach a savings milestone. Or, you can always celebrate hitting a savings milestone with a trip to the dog park with your puppy.

3. Trim the Fat from Your Budget

It sometimes can be tough to remove cable TV, takeout meals and other excess items from your budget. But if you consider the long-term benefits of these short-term sacrifices, you may be better equipped than ever before to save significant funds for a down payment on a home.

Look closely at your daily, weekly and monthly budgets. Then, you can determine which budget items are essential and which are not and trim the fat from your budget accordingly. This will allow you to speed up the process of saving for a down payment on a house and ensure that you can achieve your homeownership dream faster than ever before.

Lastly, as you prepare to explore available homes, don't hesitate to reach out to a real estate agent for extra help. By hiring a real estate agent, you can get the assistance that you need to discover a great house that falls within your price range.





Posted by Marilyn Ellis, CBR, CHMS, LMC, PSA on 5/7/2020

Photo by Peter Fazekas from Pexels

Whether you are relocating to follow a dream, start a new job or simply have an adventure, cross-country moving requires careful planning and consideration. Moving across the country comes with a unique set of challenges, so it is important to prepare well in advance. Below are some tips to help you simplify a cross-country move. 

1. Get organized. 

Moving across the country is no small feat, and many things must be handled before your journey can begin. Purchase a planner to use specifically for the move, and keep yourself organized at all times. Follow your schedule carefully so you don't miss anything. 

2. Hire a moving company. 

If you are simply moving down the street or to the next town over, you may be able to handle the entire process on your own. However, a cross-country move typically requires professional assistance. Consider hiring a moving company to help you transport your belongings safely to your new home. Remember to request estimates from multiple companies so you can be sure you are getting the best deal. 

3. Downsize before you go. 

The fewer items you need to move across the country, the easier and more affordable your move will be. Before you begin the process of moving, take the time to go through your belongings and get rid of anything you no longer want or need. Consider having a moving sale or simply donating unwanted items to a local charity. 

4. Prepare for your arrival. 

Before you arrive at your new home, you will need to schedule utilities to be turned on, internet service to be connected, television service installation and other such appointments. Scheduling these appointments in advance ensures that you don't have to wait any longer than necessary for the services you need.  

5. Purchase moving insurance. 

When you are moving your belongings a long distance, many things can go wrong. Purchase moving insurance to give yourself peace of mind, as well to protect against significant financial losses related to the move. 

6. Go with the flow. 

Even with the best planning and scheduling, it is impossible to anticipate every possible scenario you will encounter during a cross-country move. Whatever happens during the process, do your best to remain calm and solution-oriented. 

Moving to a new home can be stressful, especially when your new home is far away. However, by following these tips and planning in advance, you can avoid many of the common pitfalls of a cross-country moves. 





Posted by Marilyn Ellis, CBR, CHMS, LMC, PSA on 4/30/2020

When it comes to buying a house, it usually pays to be flexible. Because if you take a flexible approach to the real estate market, you'll be open to checking out dozens of residences and can improve your chances of finding a house that matches or exceeds your expectations.

Although flexibility can play an important role in a successful homebuying journey, buyers sometimes struggle with stubbornness. Fortunately, we're here to help you become a flexible homebuyer who can achieve the best-possible results throughout the homebuying journey.

Now, let's take a look at three tips to help you become a flexible homebuyer.

1. Get Pre-Approved for a Mortgage

The real estate market constantly fluctuates, and a sector that favors buyers one day may favor sellers the next. However, if you get pre-approved for a mortgage, you can pounce at the opportunity to acquire your dream residence, regardless of when that opportunity presents itself.

Getting pre-approved for a mortgage may prove to be a quick, seamless process. Typically, you'll want to meet with local banks and credit unions and learn about a wide range of mortgage options. Once you have mortgage information, you can select a mortgage that corresponds to your finances.

Remember, pre-approval for a mortgage opens the door for a successful homebuying experience. It can help you establish a budget for your dream home by providing you with a set amount that you can spend on a residence. As a result, after you find an ideal house that falls within your price range, you'll have the flexibility to move quickly to acquire this residence.

2. Consider Houses in a Variety of Cities and Towns

Evaluate your homebuying goals – you'll be glad you did. If you understand where you want to live, you can explore houses in a variety of cities and towns that fit your criteria.

For example, if you want to live near family members or friends in a particular area, you can narrow your home search accordingly. Keep in mind that you don't necessarily have to live in the same city or town as these loved ones. Instead, you can search for houses in assorted cities and towns near your loved ones and ensure you're never too far away from them.

On the other hand, if you want to buy a home that is close to your office in the city, it may be worthwhile to consider houses both inside and outside the city itself. City living generally is more expensive than living in the suburbs, so you'll want to assess your finances closely before you buy a city house. Or, if you prefer small town living, you can always purchase a more affordable residence outside the city and take public transportation to work.

3. Collaborate with a Real Estate Agent

A real estate agent is happy to help you become a flexible homebuyer. In fact, this housing market professional will offer expert guidance during the homebuying journey. By doing so, a real estate agent will help you evaluate many houses and ensure that you can find one that suits you perfectly.

Ready to pursue your dream house? Consider the aforementioned tips, and you can enter the real estate market as a flexible homebuyer.




Categories: Uncategorized  


Posted by Marilyn Ellis, CBR, CHMS, LMC, PSA on 4/28/2020

This Single-Family in Haverhill, MA recently sold for $291,000. This Colonial style home was sold by Marilyn Ellis, CBR, CHMS, LMC, PSA - Leading Edge Real Estate.


3 Homer St, Haverhill, MA 01830

Single-Family

$279,900
Price
$291,000
Sale Price

7
Rooms
2
Beds
2
Baths
Multiple Offer Deadline – Feb 16, 2020, 09:24:00 AM (EST Sprawling Colonial home nestled on a Beautiful 0.25 acre cornered lot. Very open flare to this home with open living area and dining. Game room or future bedroom overlooking in ground pool in back yard. Hot tub room, private master suite with bath. A home to enjoy for all seasons. Walking distance to the Elementary & Middle school. Close to hiking trails to Plugs Pond, Winnekenni Castle and Kenoza Lake. This is a Fannie Mae HomePath Property.

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Categories: Sold Homes  




Marilyn Ellis, CBR, CHMS, LMC, PSA